Bank, send and grow — all in one bright place.
Bayprime puts your balance, your spending and every pending request on one uncluttered screen. No buried menus, no states that leave you guessing.
My house rent
Housing pot
Interest for July
Savings
Settlement partners across the network
60s
To open an account
6mo
Of history on screen
24/7
Instant settlement
0
Hidden fees
Everything you need, nothing you don't
Four pillars shape the product. Each one is fully built — not a placeholder screen.
Secure access
Email and password sign-in, protected routes, and per-row database rules so one customer can never see another’s records.
Quick transfers
Pick a saved payee or type new details, check a clear summary, and send. Transfers settle instantly and your balance updates as you watch.
Spending insights
Six months of income and spending, charted cleanly, with a category breakdown that tells you where the money went.
Account management
Balance visibility toggle, one-tap account number copy, request history with full status trails, and a profile you control.
A dashboard that feels this calm, the moment you sign in
The same clarity you see here carries into your account: bright, legible, and honest about where every dollar and every pending request stands.
- One balance, one screen — no buried menus
- Transfers you can follow from sent to settled
- Six months of spending, charted honestly
- A virtual card that mirrors your account
Three steps to a clearer account
From signing up to watching a transfer settle, the whole flow is designed to be understood without a manual.
Open your account
Sign up in under a minute. No branch visit, no paperwork, no waiting for a letter in the post.
See everything in one place
Balance, categories and six months of history on a single screen — laid out so you can read it at a glance.
Track every request
Transfers and withdrawals both settle the moment you confirm them, and every one lands in your history with a reference. No silent states.
Built with the boundaries you'd expect
Access control lives in the database, not just the interface. Even a forged request cannot read another customer's records, because the data layer refuses it.
Every administrative action — a balance correction, a request decision — is written to an append-only log with the previous value, the new value and a required reason. There is no way to change an account quietly.
Row level security
Every table is protected by database policies. You read only your own profile, accounts, transactions and requests.
Secrets stay server-side
Only public keys ever reach the browser. Privileged credentials live in server environment variables and never ship to the client.
Every admin action is logged
Balance corrections and status changes record who acted, what changed, and the previous and new value, with an optional note.
Clear by default
No hidden states and no silent changes. If something moves on your account, there is a record of it and a reason attached.
Money moves with your day
Split brunch, top up airtime, chip into a shared goal — and watch every one of them settle in the open.
Brunch, split
Amara paid you
Airtime top-up
Completed
What people say
A few words from customers who moved their day-to-day banking across.
“The clearest banking interface I have used. Transfers land instantly and the history tells me exactly where my money went.”
Imani Rutherford
Customer
“I stopped guessing what the transfer states meant. The status trail does the explaining, so I do not have to call anyone.”
Bastien Okoro
Customer
“Balances, charts and the empty screens all feel considered. Nothing here looks like it was left half finished.”
Saoirse Lindgren
Customer
Answers before you ask
The things people want to know first. There is more in the help centre.
What does a Bayprime account give me?
A current account with a clear balance, six months of categorised history, instant transfers and withdrawals to any bank, and a spending breakdown that updates as you go — all on one screen.
What does it cost?
There is no monthly account fee and no charge to send a transfer. Any fee that ever applied would be shown on the transfer summary before you confirm, never after.
Can I use it on my phone?
Yes. The whole interface is responsive — the dashboard, transfer flow, transaction table and admin console all adapt from a 360px phone up to a wide desktop display.
How long does it take to open an account?
About a minute. You choose a name, an email and a password, and your account is ready with a balance and a starter transaction immediately.
Can I have more than one account?
Yes. Alongside your primary current account you can hold a savings account, and both appear on the dashboard with their own balances.
How do I update my details?
Open Settings from the sidebar or the account menu. You can change your name and phone number there; your email address is fixed to the one you signed up with.
Still curious? Read the full help centre.
Open your account today
It takes about a minute. Send your first transfer, make a withdrawal, and see every status change as it happens.
